PENGARUH BAGI HASIL AKAD MUDHARABAH TERHADAP KEPUASAN NASABAH PADA BANK ACEH CAPEM KUTABLANG (Studi Kasus Nasabah Di Kecamatan Kutablang)

Authors

  • Hidayatullah Munzir Institut Agama Islam Almuslim Aceh Author
  • Aulia Fitri Institut Agama Islam Almuslim Aceh Author

DOI:

https://doi.org/10.71025/2qk5rz37

Keywords:

Akad Mudharabah, Customer, Satisfaction

Abstract

The development of the Islamic banking system in Indonesia is carried out within the framework of the dual banking system or dual banking system within the framework of the Indonesian Banking Architecture (API) to present an increasingly complete alternative banking service to the Indonesian people. Contracts or agreements in people's lives occupy a very important position. Akad is one of the foundations of many daily human activities. Through contracts, various business activities and human efforts can be carried out. Because the contract is what limits the relationship between the two parties involved in the business and will bind the relationship in the present and the future. The method used in this study is a quantitative research method. The variables of the research are Akad Mudharabah (X) and Customer Satisfaction (Y). The data collection technique was carried out through a questionnaire, the sample taken amounted to 72 respondents using an incidental sampling technique. The analysis tools used IBM SPSS Statistics 23 which included validity tests, reliability tests, classical assumption tests, T hypothesis tests, linear regression analysis. The results of the study show that the Mudharabah Akad has an effect on customer satisfaction at PT. Bank Aceh Syariah Capem Kutablang, this can be seen from the results  of the calculation value of Akad Mudharabah on customer satisfaction of 8,888 with a significant 0.001 < 0.05, while the ttable value is 1,666 < 8,888 tcal. So the value of t calculation is greater than the t table, this shows that Ho was rejected and accepted by Ha who stated that the Mudharabah Contract had a significant influence on Customer Satisfaction at PT. Bank Aceh Syariah Capem Kutablang.

Metrics

Metrics Loading ...

References

Ahmad Dahlan, Bank Syariah: Teoritik praktik Kritik, (Yogyakarta: Teras, 2012), 129.

Antonio, Muhammad Syafi'i. (2001). Bank Syariah: Dari Teori ke Praktek. Gema Insani.

Ismail, Perbankan Syariah (Jakarta: Kencana, 2017), 83

Kementerian Agama Republik Indonesia, Al-Qur’an dan Terjemahnya, (Jakarta: Dharma Art Honouring Qur’an, 2015), h. 575.

Kuat Ismanto, Asuransi Syariah Tinjauan Asas-Asas Hukum Islam, (Yogyakarta: Pustaka Belajar, 2009) ,58-59

M. Nur Rianto Al Arief, Lembaga Keuangan Syariah Suatu Kajian Teoritis Praktis, (Bandung: Pustaka Setia,2012),225.

Nadia Agustina dan Achmad Fauzi DH, “Pengaruh Kepuasan Pelanggan, Biaya Beralih, dan Kepercayaan Merek Terhadap Loyalitas Pelanggan”, Jurnal Administrasi Bisnis, Vol.64 No.1 2018, hal. 95

Ridwan Nurdin, Manajemen Perbankan Syariah (Bandung: Pustaka Setia, 2010), 156.

Wulandari, R., & Rusmahafi, Aulawi, F. Membidik Nasabah Bank yariah, (Nas Media Pustaka , 2020).

Downloads

Published

12-06-2024

How to Cite

Hidayatullah Munzir, & Aulia Fitri. (2024). PENGARUH BAGI HASIL AKAD MUDHARABAH TERHADAP KEPUASAN NASABAH PADA BANK ACEH CAPEM KUTABLANG (Studi Kasus Nasabah Di Kecamatan Kutablang). Jurnal Syariah Dan Ekonomi Islam , 2(2), 126-134. https://doi.org/10.71025/2qk5rz37

Similar Articles

You may also start an advanced similarity search for this article.